Frequently Asked Questions

No problem! While we specialize in real estate operators, our model works for any business owner looking to separate personal risk from business growth.

If you run a legitimate business with revenue—or a strong plan to get there—we can help you build corporate credit, access funding, and protect your personal name.

Construction, e-commerce, logistics, agencies, consultants—we’ve seen it all. Your business doesn’t need to fit a box. It just needs a foundation.

The SBA 7(a) loan is a financing program backed by the Small Business Administration, designed to help businesses secure funds when they might not qualify for traditional loans. Corporate.Credit specializes in guiding businesses through the application process, ensuring they meet the requirements and stand the best chance of approval.

Funds can support a variety of business purposes, including starting a new venture, business expansion, debt refinancing, and purchasing equipment or property. Corporate.Credit can help you navigate how best to utilize these funds for optimal business growth.

You can borrow up to $5 million through the SBA 7(a) program, with the exact amount dependent on your business’s financials and collateral. Corporate.Credit will work with you to determine the specifics of your loan based on your project and business needs.

Loan terms vary, extending up to 7 years for working capital and 25 years for real estate. Interest rates are often influenced by the prime rate but can vary based on the lender. Corporate.Credit will help you understand the specifics of your loan, ensuring you get the best possible rates and terms.

Beyond SBA loans, Corporate.Credit offers a range of financing solutions including term loans, invoice factoring, and business credit cards. Each option caters to different business needs, and our experts can help determine the best choice for your situation.

Term loans provide a lump sum of capital upfront, with fixed repayment terms. Corporate.Credit can assist in securing competitive rates and terms that align with your business’s financial health and goals.

Business credit cards can be a flexible financing option, particularly for smaller, recurring expenses. Corporate.Credit can help you find cards with favorable terms and rewards programs suited to your business needs.

Yes, we offer invoice factoring services, allowing you to unlock capital tied up in unpaid invoices. This can provide a quick and effective cash flow solution for your business.

Our team of experts conducts a thorough analysis of your business’s financial situation, goals, and needs. Based on this, we provide tailored recommendations to ensure you choose the financing solution that best suits your business.

The W.I.N. Assessment stands for “What Is Needed”—a private, 1-on-1 session with a Corporate.Credit strategist. It’s designed to help real estate operators understand exactly where their entity stands in terms of fundability, risk exposure, and capital readiness.

You’ll walk through a mapped framework covering:

• Entity structure
• Credit position
• Capital needs
• Key friction points
• And your next 90-day action path
   

It’s not a generic quiz or sales pitch. It’s a strategic clarity session—built for operators who are serious about separating their legacy from their liability.